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Banking correspondants are representatives of banks (commericial banks, RRB) who help in facilitating banking services to customers. Click to know more.

What are banking correspondents?

Any individual, corporation society, business entity, society, NGO etc. Providing banking services in the areas where they’re in no facility of a bank branch or ATM are termed as banking/business correspondents. Individuals are generally retired bank employee’s, ex. Servicemen retired post officials or any other interested person. see all ROLE OF ASIAN DEVELOPMENT BANK IN […]

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national security architecture

What are shortcomings of national security architecture?

India is geographically placed adjacent to a stable nation. Thus its national security architecture has to be robust. However, it has a major shortcoming in today’s scenario— India does not have a national security policy. through, it is useful case India has to make a flexible decision which should not be found by a strict

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Gender budgeting

What is Gender budgeting?

How gender budgeting works: – Reappropriation – Reappropriation of budgeting allowances rather than increasing budgetary allowances to gender needs. Reorientation –Reorientation of programmes rather than increasing expenditure in a particular score. Why gender budgeting is need of India? The earlier expect of Nickle down effect of macroeconomic policy is not responsive to the gender needs

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Indian ocean

Why is Indian Ocean so important?

Indian Ocean is the third largest ocean in the world surrounded by India, Africa and South East Asian countries from three sides. Location of Indian Ocean (IO) faster various  opportunities related to- Economic opportunity Defence/security Energy Cultural Tourism Geopolitical Economic opportunities for Indian – It provides trade route from European and Middle East Countries via

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How can be better our reservation policy?

How can be better our reservation policy?

Educational institutions have been one preserve of upper caste and rich with affirmative action in form of caste-based reservations, however, their chignonhas been challenged to significant content, often through harassment, disgrace and coercion critically analysis the statement in the light of recent incident of Mumbai Doctor’s suicide owing to caste hared discrimination. The SC and

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What is National Disaster Response force (NDRF) ?

What is National Disaster Response force (NDRF) ?

After back to back disasters of Orissa summer cyclone ‘99, Gujarat earthquake ’01 and Tsunami of ‘D4 which killed thousands of people we finally felt the need of having a specialist response mechanism at the national level to effectively respond to disasters both natural and man-made. The Disaster Management Act, 2005 was thus enacted which

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Desertification and land degradation in India

Land degradation means degradation occurs in dryland regions; it is known as desertification. In 2011-2013; India has approx. 96 million hectares of degraded land, which is around 29% of India’s total landmass. Causes of desertification Loss of vegetation cover Soil erosion Deforestation Excessive exploitation of groundwater Unsustainable farming practices. In India, water erosion is the

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What is urban management?

CAUSES OF DEPRIVING LIVERBILITY WEAK INSTITUTIONAL MECHANISM – 74th CAA called for Ward committees, District Planning Committee. Municipal planning Committee which has not been implementing Municipal Bodies doesn’t have FINANCIAL AUTONOMY. UNDEFINED BOUNDARIES – Ex. Delhi which as it grows even occupied Gurgaon and Noida. HERITAGE OF PAST CONSTRUCTION – Delhi is a medieval time

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Is govt interference eroding credibility of RBI?

Recently, RBI Board agreed to give a whooping sum of 1.76 lakh crore of its dividends to the government under revised Economic Capital Framework agreement. Economic Capital Framework is the capital assessed by the RBI to counter any future risks and contingencies associated with its operations and objectives. ECF as bone of contention between RBI

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